Generate accurate,
secure paystubs quickly

What your paystub includes

• Company name, address, EIN, department, cost center, phone
• Worker name, address, masked SSN, title, payment method
• Pay period dates, pay date, paystub number, check/ref number
• Generated date and authorized by field
• Earnings breakdown — salary, hourly, overtime, bonus, commission
• Custom deductions with free-text labels
• Gross pay, total deductions, and net pay totals
• Optional self-employment tax notice
• Optional notes field (contract ref, payment terms, etc.)

Refund policy

Because paystubs are generated and delivered instantly as digital files, all sales are final. If you experience a technical issue preventing delivery, contact us via the contact form within 24 hours.

1. Acceptance

By using PAYGENZ you agree to these Terms. PAYGENZ is operated by DOMINION LLC, a United States LLC.

2. Service description

PAYGENZ is a document generation service that creates paystub PDFs for legitimate income documentation. It does not provide legal, tax, or financial advice.

3. Permitted use

You may use PAYGENZ only for lawful income documentation — rental applications, loan verification, and personal financial records. You represent all submitted information is truthful and accurate.

4. Prohibited use

You may not use PAYGENZ to create fraudulent or falsified documents, misrepresent income or employment status, commit fraud or identity theft, or violate any applicable law. Misuse may constitute violations of 18 U.S.C. § 1341, § 1343, and related statutes.

5. Payment

The Service charges $1.99 USD per paystub. Payment is processed by Stripe, Inc. All sales are final.

6. Disclaimer of warranties

The Service is provided "as is." DOMINION LLC does not warrant that generated paystubs will be accepted by any third party, lender, landlord, or government agency.

7. Limitation of liability

To the maximum extent permitted by law, DOMINION LLC shall not be liable for indirect, incidental, or consequential damages. Total liability shall not exceed the amount paid for the applicable transaction.

8. Governing law

These Terms are governed by United States law.

9. Contact

Use the contact form to reach us.

1. Data we collect

Personal information entered into the paystub form is processed entirely in your browser and never transmitted to or stored on our servers. We do not store paystub content.

Payment data

Stripe, Inc. processes your payment. We may receive a transaction ID. We do not store card numbers.

2. How we use data

Transaction data is used solely to process payment and prevent fraud. We do not sell or share your data with third parties for marketing.

3. Cookies

We store your theme preference (light/dark) in your browser's local storage. No advertising cookies are used.

4. Data retention

We do not retain paystub content after your session ends. Payment records may be retained as required by law.

5. Contact

Use the contact form to reach us.

Permitted uses

• Documenting income as a freelancer, contractor, or self-employed worker
• Proof of income for apartment rental applications
• Supporting personal loan applications
• Maintaining organized personal financial records
• Providing clients with a professional record of payment

Prohibited uses

• Falsifying income or employment for fraudulent purposes
• Misrepresenting earnings to lenders, landlords, or government agencies
• Creating documents with false company or worker information
• Any activity constituting fraud, identity theft, or misrepresentation

Legal notice

Using PAYGENZ to generate fraudulent documents may constitute a federal crime under 18 U.S.C. § 1341, § 1343, and related statutes. DOMINION LLC reserves the right to cooperate fully with law enforcement.

Self-employment tax reminder

As a 1099 contractor, you are responsible for self-employment tax (15.3% on net earnings). PAYGENZ does not withhold taxes. Consult a qualified tax professional.

All sales are final

Because PAYGENZ delivers digital documents instantly, all sales are final once the PDF has been generated and made available for download.

Technical issues

If a technical failure prevents your PDF from generating or downloading, contact us within 24 hours using the contact form. We will investigate and issue a resolution or refund if the failure was on our end.

Incorrect information

If you entered incorrect information, you will need to complete a new $1.99 purchase. Review your preview carefully before paying.

Disputes

Contact us before initiating a chargeback. Chargebacks for legitimately delivered digital goods may result in being banned from the Service.

Self-employment tax

As a 1099 contractor, you pay self-employment tax instead of having FICA withheld. SE tax is 15.3% on the first $168,600 of net earnings (2026) — 12.4% Social Security and 2.9% Medicare. You can deduct half of SE tax on your federal return.

Quarterly estimated taxes

If you expect to owe $1,000 or more in federal taxes, the IRS requires quarterly estimated payments. 2026 due dates: April 15, June 16, September 15, and January 15, 2027. Use IRS Form 1040-ES.

Common 1099 deductions

• Home office (exclusive use portion)
• Business equipment and supplies
• Software subscriptions
• Professional development
• Health insurance premiums
• Retirement contributions (SEP-IRA, Solo 401k)
• Business mileage
• Professional services (accountant, attorney)

Key IRS forms

• Form 1099-NEC — clients send if they paid you $600+
• Schedule C — report business income and expenses
• Schedule SE — calculate self-employment tax
• Form 1040-ES — quarterly estimated payments
• Form W-9 — provide to clients before they issue a 1099

Official resources

• IRS Self-Employed Tax Center
• IRS Form 1040-ES

PAYGENZ does not provide tax advice. Consult a qualified CPA for your specific situation.